Mortgages

Unlock the door to your dream home - find the right mortgage for you

Your property may be repossessed if you do not keep up repayments on your mortgage.

Most buy to let mortgages are not regulated by The Financial Conduct Authority.

Some Bridging Finance & Second Charge Mortgages are not regulated by the Financial Conduct Authority.

A fee of £399, payable upon mortgage offer, is chargeable and non-refundable once paid.


First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

Buying a home

Buying a home

Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.

Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property.

Flexible Mortgages

Flexible Mortgages

With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.

Offset Mortgages

Offset Mortgages

An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.

Second Charge Loans

Second Charge Loans

Second charge loans can be secured against residential or Buy to Let properties.

Bridging Finance

Bridging Finance

A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one.

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