People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Mortgages
Unlock the door to your dream home - find the right mortgage for you
Most buy to let mortgages are not regulated by The Financial Conduct Authority.
Some Bridging Finance & Second Charge Mortgages are not regulated by the Financial Conduct Authority.
A fee of £399, payable upon mortgage offer, is chargeable and non-refundable once paid.
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
Second charge loans can be secured against residential or Buy to Let properties.
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one.
